STEP ONE

• W2s Past Two Years
• Paystubs Past 30 Days
• Bank Statements Past 60 Days (checking and savings)
• Homeowner's Insurance Agent's Contact Info
• Employer's HR Department Contact Info
• Driver's License (pdf, png, jpeg)

TITLE VESTING

• Married Couple, Unmarried Male/Female, Single, etc.
• Joint Tenants, Sole Owner, etc.

REFINANCE

• Most Recent Mortgage Statement

• Copy of Contract
• Agent Contact Info

• Mortgage Statement (show you're current on payments for each property)
• HOA Statement for Each Applicable Property (show you're current on payments)
• Current Lease Agreements (if properties are rentals)

• HOA Contact Info
• HO6 (walls in) Insurance Policy

We'll help collect these unless you can provide them quicker on your own.

• Master Insurance Policy
• Condo Questionnaire (approximately $150)

• Payoff Statement From Institution (for each debt you're planning to pay off with new mortgage)

• Most Recent Mortgage Statement (from HELOC lender)

• Certificate of Eligibility (if possible)
• Nearest Living Relative Information (not living with you -- inlcuding name, relationship to you, address and phone number)
• Letter of Explanation -- Child Care Costs for All Children Under 18 (including child care provider contact information, address, and monthly amount paid to the provider -- if no provider, letter must state that)

• Year to Date Profit and Loss Statement and Balance Sheet (signed and dated)